Fintech Platform Overview

isCT is our own platform. We have been developing it since 2001, which means the compliance and settlement edge cases that catch out generic software have already been met and solved here.

It runs the whole operation in one system: client onboarding, trading, payments, back office and finance — front to back, without the spreadsheet layer in the middle.

Who runs on it

Foreign exchange brokers, money service businesses, payment providers and financial institutions managing currency operations.

What it does

Trading and settlement. Full trade lifecycle with real-time positions. Multi-currency, multi-entity. Complex position computation such as Mark to Market available instantly, rather than assembled overnight.

Straight Through Processing. FIX engine and API connectivity direct to your liquidity providers and banks. Book trades on your own system and issue the confirmation from there, instead of keying into a counterparty portal and re-keying the result back.

Payments. SWIFT integration for payment and bank reconciliation, Open Banking for account information and payment initiation, and auto funds matching across the business.

Compliance built in, not bolted on. AML, PSD2, GDPR and MiFID II obligations are part of the workflow. Integrated with major onboarding, verification and sanctions screening providers, with intelligent workflow alerts so exceptions surface before they become problems.

Safeguarding. Client fund safeguarding posting and reporting handled automatically — a regulatory requirement that manual processes handle badly and expensively.

Client web portal. Your clients execute their own trades and see their own positions.

Deployment

On-premise or hosted, anywhere in the world. It scales from a startup brokerage to an established institution.