Banking
Messaging, standards and services that connect you to your counterparties worldwide. Operable on-premise or hosted anywhere, and able to grow from a small desk to an enterprise operation.
SWIFT Integration
One connection to your banking partners for payments, reconciliation and treasury messaging, sized for a small brokerage or a multinational.
- Multiple banks through a single connection
- One channel
- Messaging into your applications, not a portal
- Straight through
- Wherever the operation needs to run
- On-prem or hosted
- The same system at either scale
- Startup to enterprise
Corporates
Industry-standard ways to work with several banking partners at once for cash, trade and corporate treasury.
Market infrastructures
Where resilience, security and responsiveness are the operational requirement rather than a preference.
Capital markets
Securities transaction and FX messaging, reducing the cost and risk of settling across multiple venues.
A firm with three banking partners usually has three ways of talking to them: a portal for one, a file drop for another, and a spreadsheet somebody emails for the third. SWIFT replaces that with one connection and one message standard, so adding a fourth bank is a configuration change rather than a new process for the operations team to learn.
What it covers
Payments. Payment instructions leave your own system and arrive in a form the bank already understands, with the status coming back the same way.
Reconciliation. Statement messages come in automatically, which is what makes continuous bank reconciliation possible instead of a morning spent matching.
Treasury and trade. Cash positions, trade finance and corporate treasury messaging over the same channel, which is the point at which a multinational stops maintaining a different integration per country.
What size of firm it suits
Connectivity needs split roughly in two, and the answer is different at each end.
Corporates and smaller banks are usually buying cost-effectiveness and reach — one connection to several partners, without building and maintaining each one. Larger organisations are buying throughput: high volumes of messages and files, and Straight Through Processing between SWIFT and their own business applications, because at that volume a manual step is not a nuisance but a bottleneck.
Where it fits
SWIFT is the messaging layer of the isCT fintech platform, and it works alongside FIX / STP automation, which handles the trade side of the same journey. If what you actually need is account information and payment initiation from UK banks rather than global messaging, Open Banking is the cheaper answer and the better place to look first.